
Rent To Own - With Down Payment Assistance This is a 1 year agreement, where you can rent the house for a year and then get new financing or use our owner financing to buy it outright. For this option, all you need to move in is a small down payment between 2%-5% of the purchase price. You will then make monthly rent payments for 1 year. Every month you make your payment on time, a portion of the rent will be credited towards your down payment. In most cases we can even match your monthly rent credit, so you'll be getting a double credit towards the purchase price. It's very possible to build up another $3,000-$12,000 towards your down payment in the course of a year. On top of that, we have a great credit repair program that helps you repair your credit throughout the year so you can be prepared to get a loan at the end of the year. This is the most flexible home ownership option available. Owner Financing This is the easiest, most hassle free type of financing in the business. We can finance all or just a portion of the purchase price. It just depends on what you need to buy the house. Some people like the convenience of avoiding banks, others like keeping their credit freed up, and a lot of people are just a few dollars short of having the required down payment for bank loans. Owner financing can solve all these problems and allows you to own your own home quickly, without jumping through a hundred flaming banker hoops. Our interest rates are usually higher than the bank, but a lot of people find that a few extra percentage points are very worth it. That's because our loans are so easy. We consider other factors besides your credit and your down payment when we issue our financing. We will work hard to get you into your own home and we're confident that one or a combination of the options above will work for you.



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